Woman's hand holding credit card

We make it easy to choose the credit card that is right for you – Low Rate or Preferred Points Rewards.


It’s the only card you need for everything you need to do. Extraordinary benefits with MasterCard® including:

• Concierge Service**
• Price Protection
• Baggage Delay Insurance
• Car Rental Collision Damage Waiver Insurance
• Extended Warranty
• Travel Assistance
• Roadside Assistance
• Purchase Assurance
• Travel Accident Insurance

Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

To Apply Now
  • Download the PDF application. 
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162 or email it to treasurymanagement@southwbank.com

Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120



Personal Card – Low Rate


Features:

  • No annual fee
  • Low introductory rate for the first six months.*
  • Competitive ongoing APR. *
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits:

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees:


Personal Card – Preferred Points


Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months.*
  • Competitive ongoing APR.*
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel, experiences and a wide variety of merchandise including cameras, home theater systems, sporting equipment, jewelry, luggage, electronic devices, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard benefits.
  • Unlike some card offers, the APR* for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

* Please see application for information about current APRs and fees.
** Concierge Services available with World MasterCard only.

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