Commercial Checking


SouthWest Bank offers commercial checking products to satisfy your business banking needs. No matter how simple or complex, SouthWest Bank’s business banking professionals can help you get started.



Business NOW Checking

$1500

minimum to open
  • This account has unlimited transactions and is an interest bearing account* for sole proprietorships, government entities, and non-profit organizations only.
  • $1,000.00 Minimum balance to obtain APY
  • $1,500.00 Minimum balance to avoid service charge
  • Interest Paid through Daily Balance Method**
  • Minimum Daily Balance – Monthly Service Charge:
    $499.99 or LESS – $12.00
    $500 to $699.99 – $9.00
    $700.00 to $999.99 – $7.00
    $1,000 or greater – No Service Charge
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Business Express Checking

$250

Minimum to Open
  • Limited to 100 Transactions (all debits, withdrawals and deposits combined) per Statement Cycle. For each transaction in excess of this limit, there will be a $1.00 fee charged and the account will be converted to a Commercial Checking Account.
  • $1,500.00 minimum balance to avoid service charge
  • No Interest Paid
  • $17.00/month service charge
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Commercial Checking

$250

minimum to open
  • This account has unlimited transactions and features an Earning credit which is applied to reduce or eliminate fees on the account.***
  • No Minimum balance to obtain APY
  • No Interest Paid
  • Monthly Service Charge by Analysis***
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Association Account

$250

Minimum to Open
  • Unlimited Transactions
  • No Minimum balance to obtain APY
  • No Interest Paid
  • $7.00 monthly service charge
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Non-Profit Checking

$250

minimum to open
  • Unlimited Transactions
  • No Minimum balance to obtain APY
  • No Interest Paid
  • No service charge with eStatements
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*This account is an interest bearing account. The interest rate and annual percentage yield (APY) are included in the Rate Chart. The interest rate and APY may change. At our discretion, we may changed the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items(for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
** If the earnings credit exceeds the fees for any statement cycle, you will be assessed no fees, but you will not be paid, carry forward, or otherwise receive credit for any excess earning credit. The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily collected balance in the account for the statement cycle.



Commercial Checking


SouthWest Bank offers commercial checking products to satisfy your business banking needs. No matter how simple or complex, SouthWest Bank’s business banking professionals can help you get started.

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Account Type Minimum to Open Account Details Minimum Daily Balance to Obtain APY Interest Paid Minimum Daily Balance to Avoid Service Charge Monthly Service Charge
Business NOW Checking $1,500.00 Unlimited transactions when balance is greater than $1,500.00. Interest bearing account* for sole proprietorships, government entities, and non-profit organizations only. $1,000.00 Daily Balance Method** $1,500.00 Minimum Daily Balance – Monthly Service Charge:

$499.99 or less
$12.00

$500 to $999.99
$8.00

$1,000 to $1,499.99
$4.00

$1,500 or greater
No Service Charge

Excessive transaction fee of $0.36 per debit will be charged if your balance is less than $1,500 and you exceed 20 debits per statement cycle. 

Business Express Checking $250.00 Limited to 150 transactions (all debits, withdrawals and deposits combined) per statement cycle. N/A N/A $1,500 $17.00
Excessive transaction fee of $0.50 per transaction will be charged if you exceed 150 transactions.
Commercial Checking $250.00 Unlimited transactions and features an Earnings credit which is applied to reduce or eliminate fees on the account.*** N/A N/A N/A Monthly Service Charge by Analysis***
Association Account $250.00 Unlimited transactions. N/A N/A N/A $7.00
Non-Profit Checking $250.00 Unlimited transactions. N/A N/A N/A Electronic statements are required. Paper statements will have a $5.00 fee per statement.



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* This account is an interest bearing account. The interest rate and annual percentage yield (APY) are included in the Rate Chart. The interest rate and APY may change. At our discretion, we may change the interest rate on the account daily. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.

** This method applies a daily periodic rate to the collected principal each day your balance is above the stated account minimum. Interest begins to accrue no later than the business day the bank receives credit for your deposit.

*** If the earnings credit exceeds the fees for any statement cycle, you will be assessed no fees, but you will not be paid, carry forward, or otherwise receive credit for any excess earning credit. The earnings credit will be calculated by applying the periodic earnings credit rate to the average daily collected balance in the account for the statement cycle.